Privacy Policy
Last Updated: September 3, 2025
Welcome to Finance by Prajwal. We are committed to protecting your privacy and handling your personal data in an open and transparent manner. This privacy policy explains how we collect, use, share, and protect your personal information when you use our services.
1. Information We Collect
We may collect the following types of personal information from you:
- Personal Identification Information: Name, email address, phone number, residential address, PAN card number, Aadhaar card number, and other government-issued identification details.
- Financial Information: Income details, employment information, bank account statements, credit history, and other financial data required for loan applications.
- Transaction Information: Details about payments you make for our services, though we do not store your full credit/debit card numbers. This is handled by our secure payment processors (e.g., Cashfree Payments).
- Communications: Any information you provide when you contact us via email, WhatsApp, or other channels.
2. How We Use Your Information
Your information is used for the following purposes:
- To Provide Services: To prepare, manage, and submit loan applications to financial institutions on your behalf, and to deliver digital products like e-books that you purchase.
- To Communicate With You: To send you updates on your loan application status, provide customer support, and send transactional emails for your e-book purchases.
- To Improve Our Services: To understand how our users interact with our website and services to make improvements.
- For Legal and Security Purposes: To comply with legal obligations in India, prevent fraud, and protect the security of our users and our business.
3. Sharing Your Information
We do not sell your personal information. We may share your data with the following third parties only when necessary:
- Financial Institutions: We will share your personal and financial data with banks and NBFCs for the purpose of submitting your loan application.
- Payment Gateways: We share transaction information with secure payment processors like Cashfree Payments to process your payments.
- Legal Authorities: We may disclose your information if required by law or in response to a valid legal request from government authorities.
4. Data Security
We take the security of your personal information very seriously. We use industry-standard technical and administrative security measures to protect your data from loss, misuse, and unauthorized access. All data is transmitted over secure SSL connections.
5. Data Retention
We retain your personal information for as long as necessary to fulfill the purposes for which it was collected, including for the purposes of satisfying any legal, accounting, or reporting requirements.
6. Your Rights
You have certain rights regarding your personal information. You may request to access, correct, or delete your personal data that we hold by contacting us.
7. Changes to This Privacy Policy
We may update this privacy policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the “Last Updated” date at the top.
8. Contact Us
If you have any questions or concerns about this privacy policy or our data practices, please contact us. Our business is based in Chhatrapati Sambhajinagar, Maharashtra, India.
Email: hello@financebyprajwal.com